

Kiva connects lenders and borrowers through microloans. It empowers individuals by providing access to financial services globally.
Key features
- Connects lenders with borrowers worldwide.
- Supports a variety of loan purposes.
- Allows lending in small increments.
- Promotes social impact and community empowerment.
- Offers a user-friendly interface.
Pros
- No fees for lenders.
- Supports entrepreneurs in developing countries.
- Transparent repayment process.
- Encourages community-driven funding.
Cons
- Limited to certain regions and sectors.
- Interest rates vary for borrowers.
- Repayment timelines are not guaranteed.